:root {
  --navy: #12263a;
  --slate: #3e5871;
  --bone: #f6f3ee;
  --white: #ffffff;
  --gold: #b8873b;
  --ink: #1c2531;
  --muted: #6b7885;
  --line: #d9dee3;
  --shadow: 0 14px 38px rgba(18, 38, 58, 0.09);
  --radius: 12px;
  --content: 1120px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  color: var(--ink);
  background: var(--bone);
  font-family: Arial, Helvetica, sans-serif;
  font-size: 18px;
  line-height: 1.65;
}

a { color: inherit; }

.skip-link {
  position: absolute;
  left: -9999px;
  top: 8px;
  background: var(--white);
  color: var(--navy);
  padding: 10px 14px;
  z-index: 100;
}

.skip-link:focus { left: 8px; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255,255,255,0.97);
  border-bottom: 1px solid var(--line);
}

.nav-wrap {
  max-width: var(--content);
  margin: 0 auto;
  min-height: 78px;
  padding: 12px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  text-decoration: none;
  color: var(--navy);
  font-size: 19px;
  font-weight: 700;
  letter-spacing: 0.01em;
}

.brand span { color: var(--gold); }

.nav-links { display: flex; align-items: center; gap: 8px; }

.nav-links a {
  text-decoration: none;
  color: var(--slate);
  font-size: 16px;
  font-weight: 700;
  padding: 11px 15px;
  border-radius: 8px;
}

.nav-links a:hover,
.nav-links a:focus,
.nav-links a[aria-current="page"] {
  color: var(--navy);
  background: #eef1f3;
}

.nav-links .nav-cta,
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 50px;
  padding: 12px 20px;
  border: 2px solid var(--gold);
  border-radius: 8px;
  background: var(--gold);
  color: var(--white);
  font-size: 17px;
  font-weight: 700;
  line-height: 1.2;
  text-decoration: none;
  cursor: pointer;
}

.button:hover,
.button:focus,
.nav-links .nav-cta:hover,
.nav-links .nav-cta:focus {
  background: #9f722e;
  border-color: #9f722e;
  color: var(--white);
}

.hero {
  background: var(--navy);
  color: var(--white);
  border-bottom: 5px solid var(--gold);
}

.hero-grid,
.section,
.footer-grid {
  max-width: var(--content);
  margin: 0 auto;
  padding-left: 24px;
  padding-right: 24px;
}

.hero-grid {
  min-height: 570px;
  display: grid;
  grid-template-columns: 1.12fr 0.88fr;
  align-items: center;
  gap: 56px;
  padding-top: 72px;
  padding-bottom: 72px;
}

.eyebrow {
  margin: 0 0 12px;
  color: #e5c58f;
  font-size: 15px;
  font-weight: 700;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

h1, h2, h3 { margin-top: 0; color: var(--navy); line-height: 1.18; }

h1 {
  margin-bottom: 20px;
  font-family: Georgia, 'Times New Roman', serif;
  font-size: clamp(42px, 5.4vw, 68px);
  letter-spacing: -0.025em;
}

.hero h1 { color: var(--white); }

h2 {
  margin-bottom: 18px;
  font-family: Georgia, 'Times New Roman', serif;
  font-size: clamp(30px, 3.5vw, 44px);
  letter-spacing: -0.015em;
}

h3 { margin-bottom: 10px; font-size: 21px; }

p { margin: 0 0 18px; }

.lead {
  max-width: 740px;
  font-size: 22px;
  line-height: 1.55;
}

.hero .lead { color: #e9eef2; }

.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 30px; }

.text-link {
  display: inline-flex;
  align-items: center;
  min-height: 50px;
  color: var(--white);
  font-weight: 700;
  text-underline-offset: 4px;
}

.image-placeholder {
  min-height: 330px;
  display: grid;
  place-items: center;
  padding: 32px;
  border: 2px dashed rgba(255,255,255,0.48);
  border-radius: var(--radius);
  background: linear-gradient(145deg, rgba(255,255,255,0.1), rgba(255,255,255,0.03));
  color: #e9eef2;
  text-align: center;
}

.image-placeholder.light {
  border-color: #aeb8c0;
  background: #eef1f3;
  color: var(--slate);
}

.image-placeholder strong { display: block; margin-bottom: 8px; color: inherit; font-size: 18px; }
.image-placeholder span { max-width: 340px; font-size: 15px; line-height: 1.45; }
.image-placeholder video { display: block; width: 100%; height: 100%; min-height: 320px; object-fit: cover; border-radius: 12px; }

.section { padding-top: 76px; padding-bottom: 76px; }
.section.compact { padding-top: 48px; padding-bottom: 48px; }
.section + .section { border-top: 1px solid rgba(62,88,113,0.18); }

.section-heading { max-width: 800px; margin-bottom: 34px; }
.section-heading p { color: var(--muted); font-size: 19px; }

.grid-2 { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }

/* Four intentionally repeated content-box designs: panel, accent-panel, dark-panel, stat-card. */
.panel,
.accent-panel,
.dark-panel,
.stat-card {
  border-radius: var(--radius);
  padding: 30px;
}

.panel {
  background: var(--white);
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
}

.panel p:last-child,
.accent-panel p:last-child,
.dark-panel p:last-child,
.stat-card p:last-child { margin-bottom: 0; }

.accent-panel {
  background: #f2e7d4;
  border-left: 6px solid var(--gold);
}

.accent-panel strong { color: var(--navy); }

.dark-panel {
  background: var(--navy);
  color: var(--white);
  border-top: 5px solid var(--gold);
}

.dark-panel h2,
.dark-panel h3 { color: var(--white); }
.dark-panel .muted { color: #d6dfe6; }

.stat-card {
  background: var(--white);
  border-top: 5px solid var(--slate);
  box-shadow: var(--shadow);
}

.stat-card.gold { border-top-color: var(--gold); }
.stat-card .stat { display: block; margin-bottom: 8px; color: var(--gold); font-size: 34px; font-weight: 800; line-height: 1; }

.step-list { display: grid; gap: 20px; }
.step { display: grid; grid-template-columns: 58px 1fr; gap: 18px; align-items: start; }
.step-number {
  width: 50px;
  height: 50px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  font-weight: 800;
}

.plain-list { margin: 12px 0 0; padding-left: 24px; }
.plain-list li { margin: 7px 0; }

.decision-list { display: grid; grid-template-columns: repeat(5, 1fr); gap: 10px; margin-top: 20px; }
.decision-list strong { display: grid; place-items: center; min-height: 74px; padding: 10px; background: #eef1f3; color: var(--navy); border-radius: 8px; text-align: center; }

.flow { display: grid; grid-template-columns: 1fr auto 1fr auto 1fr auto 1fr; align-items: center; gap: 10px; margin: 26px 0; }
.flow strong { min-height: 94px; display: grid; place-items: center; padding: 16px; border: 1px solid var(--line); border-radius: 8px; background: var(--white); color: var(--navy); text-align: center; line-height: 1.3; }
.flow-arrow { color: var(--gold); font-size: 28px; font-weight: 800; text-align: center; transform: rotate(-90deg); }

.split-media { display: grid; grid-template-columns: 0.92fr 1.08fr; gap: 34px; align-items: center; }

.percentage-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; margin: 22px 0; }
.percentage-row strong { display: grid; place-items: center; min-height: 88px; border-radius: 8px; background: var(--navy); color: var(--white); font-size: 26px; }

.contact-wrap { max-width: 900px; }
.contact-form { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.field.full { grid-column: 1 / -1; }
label { display: block; margin-bottom: 7px; color: var(--navy); font-size: 16px; font-weight: 700; }
input, select, textarea {
  width: 100%;
  min-height: 52px;
  border: 1px solid #aab4bd;
  border-radius: 7px;
  background: var(--white);
  color: var(--ink);
  font: inherit;
  padding: 11px 13px;
}
textarea { min-height: 130px; resize: vertical; }
input:focus, select:focus, textarea:focus { outline: 3px solid rgba(184,135,59,0.28); border-color: var(--gold); }

.form-note { grid-column: 1 / -1; margin: 0; color: var(--muted); font-size: 15px; }
.form-status { display: none; grid-column: 1 / -1; margin: 0; padding: 14px; border-radius: 7px; background: #e8f0e9; color: #234829; }
.form-status.show { display: block; }
.form-status.error { background: #f7e4e1; color: #722f2a; }

.page-intro { background: var(--navy); color: var(--white); border-bottom: 5px solid var(--gold); }
.page-intro .section { padding-top: 64px; padding-bottom: 64px; }
.page-intro h1 { max-width: 850px; color: var(--white); font-size: clamp(39px, 5vw, 60px); }
.page-intro p { max-width: 780px; color: #dfe7ed; }

.site-footer { background: #0d1d2d; color: #dbe3e9; }
.footer-grid { padding-top: 38px; padding-bottom: 38px; display: flex; justify-content: space-between; gap: 28px; align-items: center; }
.site-footer p { margin: 0; font-size: 15px; }
.footer-links { display: flex; gap: 20px; }
.footer-links a { color: var(--white); text-underline-offset: 4px; }

@media (max-width: 860px) {
  body { font-size: 17px; }
  .nav-wrap { align-items: flex-start; }
  .nav-links { flex-wrap: wrap; justify-content: flex-end; }
  .hero-grid, .split-media { grid-template-columns: 1fr; }
  .hero-grid { gap: 34px; min-height: auto; }
  .grid-3 { grid-template-columns: 1fr; }
  .decision-list { grid-template-columns: repeat(2, 1fr); }
  .flow { grid-template-columns: 1fr; }
  .flow-arrow { transform: none; }
}

@media (max-width: 620px) {
  .nav-wrap { display: block; }
  .brand { display: block; padding: 6px 0 10px; }
  .nav-links { justify-content: flex-start; gap: 2px; }
  .nav-links a { padding: 9px 10px; font-size: 15px; }
  .nav-links .nav-cta { margin-top: 4px; }
  .hero-grid, .section { padding-left: 18px; padding-right: 18px; }
  .hero-grid { padding-top: 52px; padding-bottom: 52px; }
  .section { padding-top: 56px; padding-bottom: 56px; }
  h1 { font-size: 40px; }
  h2 { font-size: 30px; }
  .lead { font-size: 19px; }
  .grid-2, .contact-form { grid-template-columns: 1fr; }
  .field.full { grid-column: auto; }
  .percentage-row { grid-template-columns: repeat(2, 1fr); }
  .decision-list { grid-template-columns: 1fr; }
  .panel, .accent-panel, .dark-panel, .stat-card { padding: 24px; }
  .footer-grid { display: block; }
  .footer-links { margin-top: 16px; flex-wrap: wrap; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}